Residential Appraisal Services of Middle Georgia

P O BOX 6167
107 Park Avenue
Warner Robins, Georgia 31095-0003
(478) 922-7800
(478) 922-7279

Your one stop source for all your Residential Real Estate appraisal needs.


PMI REMOVAL

Private Mortgage Insurance or PMI is the supplemental insurance that many lenders ask home buyers to purchase when the amount being loaned is more than 80% of the value of the home.

This additional payment is usually folded into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal paydown - dips below this 80% level.

Many appraisers offer a specific service for home owners that believe they have met the 80% loan-to-value metric.

The costs of this service is very often recovered in just a few months of not paying the PMI.



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